Take control and write your own story!
If the story of Chasing Home Ownership sounds familiar, it’s because it reflects the reality of many people who live in the Lower Mainland. Changes in life are often unexpected, meaning any one of these following circumstances could cause you to be disqualified for a mortgage:
- New to the country
- Self employed
- New job
- Recently graduated
- Identity theft
- Divorce
- Bankruptcy
- Unexpected expenses
- Rising house prices
- Changing mortgage rules
In general banks have two basic lending requirements. You must have:
- Strong, trackable, financial history
- Required savings for a downpayment – typically 5-20%
Benefits
Our program is designed to provide the below benefits to you:
- You are a homeowner in training from day one – we’ll give you all the tools you need to become a successful homeowner
- Fixed price and expenses that fits your budget with no surprises
- Start paying towards your own home instead of paying your landlord’s mortgage
- Pets? Hanging pictures? Paint a room? No problem!
Program Overview
Step 1: Complete the application here
Step 2: Initial consultation – your goals, our program, and how it all fits
Step 3: Gather documentation & introduction to mortgage team, pre-approval, and a customized credit repair plan
Step 4: Budgeting & program schedule
Step 5: Shop for a home that you love
Step 6: Purchasing process starts – we buy the home
Step 7: Set possession & move in date
Step 8: Move into your new home, first as a tenant
Step 9: Follow the program until the end of the tenancy and qualify for financing successfully
Step 10: Purchase the property – you own the home – Congratulations!